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Stop Foreclosure – Homeowners we Help Stop Foreclosure in Florida

February 6, 2011 Stop Foreclosure , , , Blog,Stop Foreclosure in Florida 2 Comments

Click this link and can help stop foreclosure

Below are homeowners that we have helped stop foreclosure in Florida

City: Port St Lucie
State: Florida
Stop Foreclosure in Florida
County: St lucie
Please give us a brief history of your particular situation I am currently abroad (china) I fell short of the mortgage payments and property taxes due to deliquent tenants I owe $6000 in taxes and Three months mortgage ($2100) my mortgage company has referred my account to their foreclosure department.
My situation have slightly changed, but the Tax is the problem I can afford to pay the $680 monthly mortgage even if the property is not rented, but the back tax is the problem. It was $9000, and I managed to pay them (the mortgage company) $3000 in November 2010, agreeing to pay another $3000 by the end of December, but failed. we have a forclsure problem

City: Tallahassee
State: Florida
Foreclosure Help in Florida
County: Leon
Please give us a brief history of your particular situation I’ve been out of work for two years. I was working a part-time job but, that ended. I just got a full time job. But I am still behind due to my financial situation of not been able to work a full time job. Vanderbilt Mortgage. We need Foreclosure help

City: Jacksonville
State: Florida
Stop Foreclosure in Jacksonville
County: Duval
Please give us a brief history of your particular situation I lost my job in March and have been unemployeed and looking for a new job since that time with no success. I have been unable to make any mortgage payments or homeowners associations payments. About 6 months ago I tried to get the back to re-write my loan but I was told without a job it would not get re-written. I want to save the house and I think I am close to getting a job so maybe they will still re write the loan or something. Well Fargo Bank – origianlly Wachovia Mortgage Forclosure help Jacksonville Florida

City: Orlando
State: Florida
Foreclosure Help in Florida
County: Orange
I live in the United Kingdom and I bought a house in Orlando for the sum of 383.000 In may 2007. Monthly payments are $1600. When I first bought the home mortgage payments were around $ 1200 per month and the UK pound was around 1.77 to the US Dollar. The home is solely used as a rental property, we missed have missed 6 payments. I spoke to bank with my concerns about modifying but they refused to talk as was not a US resident. We are now in process of being in front of foreclose committee. I have spent over $150,000 US Dollars in deposits etc as well as topping up all other debits etc. A home on Tuscan as recently been sold from a bank for the sum of $ 156.000. And we still owe $320.000 we have over 9000 dollars in bookings this year at the moment. I have my own home in the uk which I pay my mortgage on I also have the run and costs of car, gas, water, etc to pay here. We would like to have the home modified or we would like to get a mortgage in the UK to pay off in full. I’m not to sure if they will loan me $320.000 dollars in the UK for a home what may end up being sold for $160.000. I am only person on mortgage. There are other people on deed to home If the home was modified Or we can control mortgage with a UK bank this would help. We had the loan Countrywide in USA who have now changed this to the Bank of America Foreclosure. We need foreclosure help with Bank of America

City: Miami
State: Florida
Help Stop Foreclosure in Florida
County: Dade
We were helping my grandmother take care of my grandfather that had cancer and then my wifes father had cancer. We were just trying to help pay for some of the medicine and lost truck. they both have past on and we just want to keep our house. We are now able to pay we just dont have 8,000 dollars. we need Bank of America loan help

Loan Modification can Stop Foreclosure Process

January 25, 2011 Stop Foreclosure , , Blog,Stop Foreclosure,Stop Foreclosure in Florida No Comments

More and more borrowers are facing foreclosure while the economy is in a slump, the banks loss mitigation departments have been growing in leaps and bounds to assist homeowners in default. The loss mitigation retention department is the department that work with homeowners to stop foreclosure and keep homeowners in their homes.

The banks loss mitigation department is set up to (mitigate), reduce their loss and make decisions to determine what is the best course of action when a homeowner is facing a hardship. A foreclosure cost a lender about $ 50,000 based on 2009 estimates and loss mitigation department take steps to determine whether to do a loan modification or short sale.

In todays times mortgage servicer has employed some form of loss mitigation department. The departments are set up with many different roles and responsibilities there are set up coordinators (make sure all  needed forms are collected), negotiators (assist homeowners determine best course of action), QA Department (check behind negotiators and closers have followed rules) and closers (work up deals and send out/receive and close out ). In most instances a loan modification is the best course of action for the loss mitigation department unless a homeowner is unemployed.

If a homeowner can no longer afford current mortgage payments, loan modifications seem to be the best solution to help homeowners modify their payments and avoid foreclosure. There are many companies promosing to stop foreclosure and modify your loan. Be sure to use a reputible company (most instances an attorney). Our attorneys can help click here and fill out our loan modification form.

The government came up with a program called the Home Affordable Modification Program (HAMP). Some call it the Obama plan but it was set up to stabilize the housing market. The plan is a good plan but you need to know the rules because you only get 1 chance to get in the program. There are no second chances. Be sure you know or contact us for a free no obligation consultation  877-YOU-KEEP or 877-968-5337  The basic understanding of the plan is This programs is to help homeowners with an affordable mortgage payment.

Contact us today, below is a list of homeowners that have contacted us to help stop foreclosure

City: Orlando
State: Florida
Stop Foreclosure in Florida
County: Orange
my hours had been cut off and on, I have also been off sick from time to time and got behind on everything. the middle part of 2010 I received a huge pay increase and I applied for several modifications and was turned down. I now make a very comfortable salary and now can afford my normal monthly mortgage I just don’t have the money to pay the arrears. GMAC Mortgage is the compay and because of a prior bankruptcy there is nothing else they can do. even though I filed a chapter 7 I did not include them. neither did my lawyer tell me about signing an affirmation agreement? I need help to save my home