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Stop Foreclosure – Homeowners we Help Stop Foreclosure in Florida

February 6, 2011 Stop Foreclosure , , , Blog,Stop Foreclosure in Florida 2 Comments

Click this link and can help stop foreclosure

Below are homeowners that we have helped stop foreclosure in Florida

City: Port St Lucie
State: Florida
Stop Foreclosure in Florida
County: St lucie
Please give us a brief history of your particular situation I am currently abroad (china) I fell short of the mortgage payments and property taxes due to deliquent tenants I owe $6000 in taxes and Three months mortgage ($2100) my mortgage company has referred my account to their foreclosure department.
My situation have slightly changed, but the Tax is the problem I can afford to pay the $680 monthly mortgage even if the property is not rented, but the back tax is the problem. It was $9000, and I managed to pay them (the mortgage company) $3000 in November 2010, agreeing to pay another $3000 by the end of December, but failed. we have a forclsure problem

City: Tallahassee
State: Florida
Foreclosure Help in Florida
County: Leon
Please give us a brief history of your particular situation I’ve been out of work for two years. I was working a part-time job but, that ended. I just got a full time job. But I am still behind due to my financial situation of not been able to work a full time job. Vanderbilt Mortgage. We need Foreclosure help

City: Jacksonville
State: Florida
Stop Foreclosure in Jacksonville
County: Duval
Please give us a brief history of your particular situation I lost my job in March and have been unemployeed and looking for a new job since that time with no success. I have been unable to make any mortgage payments or homeowners associations payments. About 6 months ago I tried to get the back to re-write my loan but I was told without a job it would not get re-written. I want to save the house and I think I am close to getting a job so maybe they will still re write the loan or something. Well Fargo Bank – origianlly Wachovia Mortgage Forclosure help Jacksonville Florida

City: Orlando
State: Florida
Foreclosure Help in Florida
County: Orange
I live in the United Kingdom and I bought a house in Orlando for the sum of 383.000 In may 2007. Monthly payments are $1600. When I first bought the home mortgage payments were around $ 1200 per month and the UK pound was around 1.77 to the US Dollar. The home is solely used as a rental property, we missed have missed 6 payments. I spoke to bank with my concerns about modifying but they refused to talk as was not a US resident. We are now in process of being in front of foreclose committee. I have spent over $150,000 US Dollars in deposits etc as well as topping up all other debits etc. A home on Tuscan as recently been sold from a bank for the sum of $ 156.000. And we still owe $320.000 we have over 9000 dollars in bookings this year at the moment. I have my own home in the uk which I pay my mortgage on I also have the run and costs of car, gas, water, etc to pay here. We would like to have the home modified or we would like to get a mortgage in the UK to pay off in full. I’m not to sure if they will loan me $320.000 dollars in the UK for a home what may end up being sold for $160.000. I am only person on mortgage. There are other people on deed to home If the home was modified Or we can control mortgage with a UK bank this would help. We had the loan Countrywide in USA who have now changed this to the Bank of America Foreclosure. We need foreclosure help with Bank of America

City: Miami
State: Florida
Help Stop Foreclosure in Florida
County: Dade
We were helping my grandmother take care of my grandfather that had cancer and then my wifes father had cancer. We were just trying to help pay for some of the medicine and lost truck. they both have past on and we just want to keep our house. We are now able to pay we just dont have 8,000 dollars. we need Bank of America loan help

Florida Foreclosure – We can help

January 28, 2011 Stop Foreclosure , Blog,Florida Foreclosure,Stop Foreclosure in Florida No Comments

Florida foreclosure starts with a servicer (lender) filing a Lis Pendens, a court action that gives notice to the public including the borrower that a lawsuit is pending against the borrower. Florida is a judicial state so foreclosure actions are all court actions. The borrower and any other interested in parties are served in person with a notification of the foreclosure action. In some instances if an interested party can’t be found mail is delivered to last known address. In Florida any interested party is are given 20 days to respond to the foreclosure proceedings. An answer to the foreclosure proceedings can be done in person on the 20th day or write a letter. If an answer is not received the foreclosure proceedings continue and the lender pushes toward a final ruling.

The time frame is approximately 180 days for an uncontested foreclosure. The timeframe can be extended by answering and contesting the foreclosure action or if bankruptcy is filed. Florida does not have a right of redemption although if the lender receives full payment before the deed is recorded homeowners have been able to convince the court to reverse the sale. Florida has the right to pursue deficiency if the property is sold for less than what is owed.

Notice of Sale / Auction

The sale date is normally 31 days after the final summary judgment hearing, but the time frames may vary depending on the individual court. The clerk of court sends a notice of sale determining the location, the date, and the time of the sale. The notice is published once a week for two weeks, with the second notice appearing at least five days before the sale.

The clerk of Court handles the sale, and normally occurs at the county courthouse at 11:00 a.m. on the foreclosure sale date.

Within 10 days of the sale, the clerk transfers ownership to the winning bidder or lender if there were no bids over the banks attorney. After the certificate of sale is issued a borrower has no right of redemption.

If you’re at risk of having your home foreclosed on fill out our foreclosure form and we will work with you. Do not give up we may be able to help and keep a deficiency judgment off of your record.